From July 1, 2026, the contribution and benefit levels for health insurance will be adjusted according to the new base salary of 2,53 million VND/month, expanding benefits and increasing payouts for participants.
From July 1st, 2026, the basic salary will increase to 2,53 million VND/month, leading to many changes in social insurance contributions and allowances for workers.
Those participating in health insurance are entitled to reimbursement ranging from 80% to 100% depending on their category, and are also reimbursed for costs in many cases of out-of-network medical examinations and treatments.
Businesses relocating their operations must pay all social insurance, health insurance, and unemployment insurance contributions before proceeding with the transfer of registration according to the new regulations.
According to Decree 374/2025/ND-CP, employees are allowed to retain their unemployment insurance contribution period in 5 cases when they have not yet received all their benefits.
Pensioners and recipients of monthly social insurance benefits can update their citizen identification card (CCCD), payment account, change payment methods, or authorize someone else to collect payments on their behalf within 2 working days.
Ho Chi Minh City Social Insurance Agency has launched the 2026 National Social Insurance Campaign Month, aiming to recruit an additional 7.000 people to participate in voluntary social insurance.
Pensioners and recipients of social insurance benefits under the authorized scheme should note the June 30, 2026 deadline to renew their valid documents and avoid the risk of payment suspension.
Male employees whose wives give birth are entitled to maternity benefits if they meet the eligibility requirements, but they need to prepare the correct documents and understand the procedures and deadlines to receive the benefits as prescribed.
Not all maternity leave cases require employees to take time off work; the law allows employees to continue working and receive benefits in certain special circumstances.
From January 1, 2026, unemployment benefits will be adjusted upwards, with the maximum amount reaching over 26,5 million VND per month according to the new regulations.
Businesses participating in social insurance for the first time need to register a unit code, complete the necessary documents, and set up electronic transactions, ensuring they meet the technical requirements for declaration and payment in accordance with regulations.
From January 1, 2026, many new policies on social insurance, unemployment insurance, and wages will officially come into effect, including contribution rates, exchange rates, and electronic social insurance books.
Decree 188/2025/ND-CP stipulates five cases in which people, even without a health insurance card or without presenting one, will still have their medical expenses covered by the health insurance fund.
Ho Chi Minh City Social Insurance is strongly innovating its policy communication towards a professional and humane approach, contributing to expanding social security coverage and strengthening social trust.
Regulations on compulsory social insurance clearly state the deadlines for registration, adjustment, payment, and suspension, helping employers ensure the rights of employees and avoid violating the law.
From January 1, 2026, residents of Ho Chi Minh City participating in voluntary social insurance will receive financial support from the State and the city, up to 80% of their contributions, helping to reduce costs and ensure long-term social security.
In what cases are employees entitled to a lump-sum social insurance payment, and how is the amount calculated based on the number of years and the time of contribution?
According to the Social Insurance Law 2024, which takes effect from July 1, 2025, business directors, whether they receive a salary or not, are subject to mandatory social insurance participation.
From 2026, the new Employment Law will clearly stipulate the conditions, benefit levels, and duration of unemployment benefits, directly impacting the rights of workers when they lose their jobs.
The sick leave allowance applies to employees who have been on sick leave for 30 days or more and whose health has not yet recovered. They are entitled to a maximum of 10 days of leave and receive benefits as prescribed by regulations.
Individuals participating in health insurance who change their temporary residence or place of stay are still entitled to receive medical examination and treatment at facilities suitable to their new residence, and their medical expenses will be covered by the health insurance fund according to regulations.
The Ho Chi Minh City Social Insurance agency has instructed relevant units, schools, and agencies to submit documents and complete payments on time to renew health insurance cards for participants from January 1, 2026.
The 2024 Social Insurance Law and Decree 158/2025/ND-CP stipulate the method for calculating the average salary used as the basis for social insurance contributions to determine pensions and lump-sum benefits for employees.
From November 30, 2025, late or evaded social insurance contributions will be subject to an additional penalty of 0,03% per day on the amount and number of days of violation, along with other stricter penalties.
People participating in family health insurance enjoy many benefits regarding medical examinations and treatment, reduced contribution rates based on the number of family members, and flexibility in payment methods.
The Ho Chi Minh City Social Insurance agency has issued guidelines for refunding health insurance premiums to students who have purchased them, ensuring that 100% of students receive their cards in accordance with Resolution 56/2025/NQ-HĐND of the Ho Chi Minh City People's Council.
The Ho Chi Minh City Social Insurance agency has instructed units to submit documents and transfer funds on time to renew health insurance cards for 2026, ensuring that participants' rights are continuously maintained from January 1, 2026.
The Social Insurance Law 2024, Decree 158/2025/ND-CP, and Decision 863/QD-BNV stipulate the procedures and conditions for female workers to receive maternity benefits when undergoing prenatal examinations, miscarriage, or contraception.
Ho Chi Minh City simultaneously launched a "60-day acceleration" campaign to increase participation in social insurance and health insurance, striving to achieve the 2025 target with a decisive and coordinated spirit.
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