After reaching a peak and then plummeting, gold has left many investors feeling dizzy, leading many to gradually shift to savings accounts and real estate.
According to experts, from the end of 2025, savings interest rates are expected to trend upwards, causing money to flow into this investment channel in 2026.
As July begins, some banks have adjusted their deposit interest rates upwards. What are experts' predictions regarding this trend in the remaining months of the year?
In June, many commercial banks launched loan packages to support young people buying homes with attractive interest rates, starting from 3,88% per year.
Many believe that deposit interest rates are likely to be significantly increased by banks towards the end of the year to ensure growth targets are met.
Overdue interest is the interest rate that borrowers are charged when they are unable to repay the principal or interest on a loan on time as originally agreed with the bank.
The recent continuous rise in deposit interest rates has raised the question: Will lending interest rates fall further between now and the end of the year?
Many experts predict that bank interest rates may increase in the second half of 2024, and the USD/VND exchange rate will also rise, but it will be kept under control.