According to the new decree issued by the Government, the organizational structure of the State Bank of Vietnam will remain at 20 units, while two departments will be renamed.
The State Bank of Vietnam and the US Department of Treasury have reaffirmed their commitment to close cooperation within the framework of the Vietnam-US Macroeconomic Policy Dialogue.
Programs involving fundraising or the use of gold as a means of payment, directly or indirectly, will be severely punished if they violate regulations.
The State Bank of Vietnam has ordered an investigation into banks that have raised deposit interest rates contrary to directives, and affirmed that it will take strict action if violations are found.
Pham Duc An, Chairman of the People's Committee of Da Nang City, has been approved by the 16th National Assembly to be appointed Governor of the State Bank of Vietnam for the term 2026-2031.
The proposal aims to meet the financial needs for implementing large, important projects in Hanoi.
By the end of 2024, the percentage of people aged 15 and over with bank accounts reached 86,97%, and by the end of 2025, the number of individual payment accounts will exceed 232 million.
In 2025, Ho Chi Minh City's social housing, worker housing, and old apartment building renovation loan program only disbursed nearly 294 billion VND across 3 projects.
As of the end of October, the loan program for social housing, worker housing, and renovation of old apartment buildings had only disbursed over 280 billion VND for 3 projects in Ho Chi Minh City.
The total outstanding credit of credit institutions in Ho Chi Minh City has grown well, with small and medium-sized enterprises (SMEs) having outstanding loans exceeding 2,2 trillion VND.
According to experts, tightening lending regulations based on written agreements for real estate deposits is intended to protect citizens and investors from "phantom" projects.
The State Bank of Vietnam believes that lending to pay down deposits for real estate purchases based on "Agreements" carries a number of legal risks.
In the context of AI opening up many groundbreaking opportunities, leveraging intelligent data is seen as key to creating a competitive advantage for the banking industry.
Governor Nguyen Thi Hong stated that when a bank experienced a mass withdrawal of funds, even though the deposit insurance fund had nearly 100.000 billion VND, it could not be used.
The State Bank of Vietnam requires that when transferring money domestically in amounts of 500 million VND or more, or the equivalent value of foreign currency, a report must be submitted to the Anti-Money Laundering Department.
For the first time, a delegation from the State Treasury held direct discussions with the Greek side to strengthen cooperation in the financial and monetary sector.
Each customer can borrow a maximum of 100 million VND per platform and no more than 400 million VND across all platforms.
Deputy Prime Minister Ho Duc Phoc requested the State Bank of Vietnam to immediately launch an online information portal on gold prices to ensure transparency in gold pricing.
On September 12th, the State Bank of Vietnam officially commented on the information regarding the credit information incident at the Vietnam Credit Information Center (CIC).
The Prime Minister instructed the Government Inspectorate to urgently develop a plan and organize the effective implementation of inspections of credit, banking, and gold trading activities.
The State Bank of Vietnam will coordinate with the Ministry of Public Security and the Government Inspectorate to immediately implement the Prime Minister's directives on managing the gold market.
Businesses trading in gold and silver are permitted to produce gold bars when they meet all the regulations, including having a charter capital of 1.000 billion VND or more.
Before August 13th, the Ministry of Finance, the Ministry of Industry and Trade, and the State Bank of Vietnam submitted to the Government a Resolution on solutions to respond to the US tariff policy.
The State Bank of Vietnam has just adjusted its 2025 credit targets upwards, requiring banks to reduce lending rates, prioritize capital for production, and strictly control risky sectors.
On the afternoon of July 29th, the USD exchange rate recorded by banks was over 26.400 VND/USD, the highest level ever recorded.
The State Bank of Vietnam has extended the debt restructuring period for Vietnam Airlines until 2027, helping the airline overcome the impact of COVID-19 and stabilize its finances.
The State Bank of Vietnam (SBV) has requested credit institutions to restructure loan repayment terms, consider waiving or reducing interest rates, and continue providing new loans to support customers in recovering after Typhoon Wipha.
In many private gold trading businesses, the failure to record serial numbers or buyer identities remains a common occurrence.
According to the Deputy Governor of the State Bank of Vietnam, the average lending interest rate for new loans is 6,38% per year, a decrease of approximately 0,6% compared to the end of 2024.
From July 1st, the regional State Banks officially commenced operations, synchronized with the new local government system.
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