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The most valuable sentence to include in a promissory note.
When lending money, what should be included in a loan agreement? You need to be aware of the following points, especially including a crucial clause to minimize the risk of default.
After borrowing 100 million VND, the family had to pay nearly 2 billion VND to get their house back.
Because of a small loan, a family in Hanoi became entangled in a complex legal battle, forced to spend over 1,8 billion VND to reclaim their own home.
Despite borrowing money to live on, the husband still refuses to return to his hometown for fear of being "laughed at."
I'm always stressed out about having to borrow money at the end of the month - and then repay it with my salary; but my husband, due to his pride, refuses to go back to his hometown, afraid of being laughed at and considered a failure.
Many people are being harassed and threatened with debt collection, the National Competition Commission has spoken out.
The National Competition Commission, Ministry of Industry and Trade, has issued a list of precautions to help consumers avoid being harassed or threatened by phone calls during the process of recovering consumer finance debts.
What should be used to repay a gold loan, and how can gold be lent or borrowed to avoid repayment problems?
There are cases where people borrowed gold many years ago, and now that the price of gold has increased many times over, they want to repay the debt with money. What does the law stipulate in this case?
When are parents obligated to pay off their children's debts?
In modern life, managing personal finances is not only the responsibility of young people but can also affect the entire family.
What is happening in South Asia?
South Asia, encompassing India, Pakistan, Bangladesh, Bhutan, Nepal, Maldives, and Sri Lanka, is experiencing prolonged turmoil due to both political and economic instability.
I was embarrassed when my wife refused to pay off my parents' debts, even though her parents are very wealthy.
The debt of a few hundred million dong to my wife's family is just a small amount, but she absolutely refuses to pay it off for her parents-in-law, causing me to lose face with the whole family.
Due to economic difficulties, the Ba Chua Kho temple is deserted with few people coming to 'pay their debts'.
This year, the Ba Chua Kho Temple (Bac Ninh) is free from the crowds and the lavish offerings of food brought to "pay off debts" that were common in previous years.
Authorities rescue young man held captive in rented room by creditors in Binh Duong.
After being forced to sign a promissory note, Mr. T. was taken by his creditor to a rented room, locked inside, and confined by the door.
A dispute over debt led to a shooting, leaving one person injured in Hai Phong.
The Investigation Police Department of Le Chan District (Hai Phong City) has detained a suspect for possessing military weapons and firing a gun, injuring one person.
Borrowing money from Vietcombank to repay a loan at another bank.
Vietcombank is implementing a policy allowing individual customers to borrow funds to repay loans at other banks early, with interest rates starting from just 6,9% per year.
Woman fined for redirecting debt collection calls to the Ministry of Public Security's hotline.
TNC (25 years old) borrowed money but was unable to repay it. Under pressure, he came up with the idea of redirecting debt collection calls to the Ministry of Public Security's hotline.
Two people were punished for forwarding debt collection calls to the Ministry of Public Security's hotline.
When harassed by debt collectors, two individuals in Bac Giang transferred calls to the Ministry of Public Security's hotline, affecting the process of receiving and verifying reports from the public.
Mirae Asset, a company based in Quang Nam province, was involved in the buying and selling of personal data of 150.000 people.
The Quang Nam Provincial Police have discovered that employees of Mirae Asset Company were involved in the buying and selling of personal data of approximately 150.000 Vietnamese people.
Thugs brazenly broke into a house and vandalized it, ignoring the pleas of a 78-year-old woman.
Despite the pleas of Mrs. Nguyen Thi Thanh (78 years old), residing in Long Thuan hamlet, Long Tri commune, Chau Thanh district, Long An province, the gang of thugs continued to smash her belongings until everything was completely destroyed before leaving.
What types of people should you absolutely never lend money to?
Lending money to these types of people will not only cost you money and relationships, but could also bring trouble upon yourself.
What did the man who murdered the woman in the Hanoi apartment building confess?
After being extradited from Quang Binh to Hanoi, Phung Van Vinh confessed to the reason for murdering the woman in the mini-apartment building in Quan Hoa ward, Cau Giay district.
Never borrow money from these 6 people, no matter how desperate you are.
No one can confidently say they've never borrowed money, but no matter how desperate you are, avoid borrowing from these six types of people.
Thousands of people crowded together to become 'debtors' to the Goddess of the Treasury on the first day of the year.
Hoping for a lucky and prosperous new year, tens of thousands of people flock to the Ba Chua Kho Temple (Bac Ninh) on the fourth day of Tet to ask to be "debtors".
Trusting a friend, many people lost tens of billions of dong.
Many residents in Ha Long City (Quang Ninh province) have filed petitions requesting authorities to investigate the fraudulent activities and appropriation of property by an individual.
Ho Chi Minh City police handled 347 cases of throwing dirty substances and threatening debt collection.
From December 1, 2020 to the present, Ho Chi Minh City police have handled 347 cases of throwing dirty substances and making threatening phone calls related to "loan sharking" activities.
Did the Director of the Lam Dong Department of Justice 'abet' his wife in fraud?
During their marriage, the Director of the Lam Dong Department of Justice signed two loan agreements, and his wife has just been arrested for misappropriation of assets.
The scheme by the wife of the Director of the Lam Dong Department of Justice to borrow hundreds of billions of dong.
Ms. Bui Thi Mai Lien took advantage of her husband's position as Director of the Department of Justice of Lam Dong province to borrow hundreds of billions of VND from officials of the Provincial Party Committee, the Provincial People's Committee, banks, police, and the public.
Lam Quyet and his wife had asked their creditors for more than 40 extensions.
When confronted with the creditors about the loans at the appeal trial, the creditors stated that Lam Quyet and his wife had defaulted on payments more than 40 times.
Accused of owing over 50 billion VND, the Yen Dinh District Party Committee says it has not received any complaint letters.
Regarding the information that Yen Dinh district borrowed over 50 billion VND but is unable to repay it, the Chief of the District Party Committee Office stated that they have not yet received any debt collection letters.
Yen Dinh District Party Secretary speaks out about debts exceeding 50 billion VND for 'petty expenses'.
The Secretary of the Yen Dinh District Party Committee (Thanh Hoa province) is reviewing the debts of over 50 billion VND owed by the District Party Committee and the District People's Committee, which have been reported in several newspapers in the past few days.
The paradox of GDP growth, concerns about spending, investment, and borrowing capacity.
Although GDP increased by 25,4% after the revision, experts are concerned that borrowing and spending will continue to expand while revenue remains unchanged.
Despite interest rates reaching 60-70%, Vietnamese people are still rushing to borrow money to buy houses and cars.
Despite high real interest rates, commonly 20-30% per year, or even 60-70%, many Vietnamese people still take out consumer loans from finance companies to buy houses, cars, and other things.
Borrowing money at exorbitant interest rates can lead to homelessness or serious injuries for others.
Having borrowed 1 billion VND at high interest rates but being unable to repay it, Ms. Bich was forced by her creditor to sign a notarized agreement to sell her house, which was worth many times the amount borrowed.
